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Announcing our Partnership with Canopy Connect
Win More Homeowners by Offering a 3-Year Price Guarantee
Win More Homeowners by Offering a 3-Year Price Guarantee
Win More Homeowners by Offering a 3-Year Price Guarantee
Starting at $7/mo, Premium Lock™ guarantees your clients’ current home insurance policy won’t exceed a specific price over the next 3 years. Quote and sell Premium Lock™ in one-click with Canopy Connect.
Starting at $7/mo, Premium Lock™ guarantees your clients’ current home insurance policy won’t exceed a specific price over the next 3 years. Quote and sell Premium Lock™ in one-click with Canopy Connect.
Starting at $7/mo, Premium Lock™ guarantees your clients’ current home insurance policy won’t exceed a specific price over the next 3 years. Quote and sell Premium Lock™ in one-click with Canopy Connect.
Trusted by homeowners, featured by national media
Trusted by homeowners, featured by national media
Trusted by homeowners, featured by national media
How Premium Lock Works
Premium Lock is a supplementary service that works alongside your client's existing home insurance policy to guarantee more predictable insurance pricing for 3 years.
Step 1
Get Prediction
Starting at $7/month, we forecast your clients' likely home insurance prices for the next 3 years. We guarantee the accuracy of these predictions.
Step 2
Carrier Raises Premiums
At renewal of your clients' home insurance policy, their carrier may decide to increase premiums above our prediction.
Step 3
Get Reimbursed
Once verified, we cover the increased premiums by reimbursing your client directly.
How Premium Lock Works
Premium Lock is a supplementary service that works alongside your client's existing home insurance policy to guarantee more predictable insurance pricing for 3 years.
Step 1
Get Prediction
Starting at $7/month, we forecast your clients' likely home insurance prices for the next 3 years. We guarantee the accuracy of these predictions.
Step 2
Carrier Raises Premiums
At renewal of your clients' home insurance policy, their carrier may decide to increase premiums above our prediction.
Step 3
Get Reimbursed
Once verified, we cover the increased premiums by reimbursing your client directly.
How Premium Lock Works
Premium Lock is a supplementary service that works alongside your client's existing home insurance policy to guarantee more predictable insurance pricing for 3 years.
Step 1
Get Prediction
Starting at $7/month, we forecast your clients' likely home insurance prices for the next 3 years. We guarantee the accuracy of these predictions.
Step 2
Carrier Raises Premiums
At renewal of your clients' home insurance policy, their carrier may decide to increase premiums above our prediction.
Step 3
Get Reimbursed
Once verified, we cover the increased premiums by reimbursing your client directly.
Adoption
Premium Lock helps producers add 30% more revenue via higher lead conversion rates, commission rates, and retention.
Lead Conversion Rate
Commission Rate
Retention Rate
Without Premium Lock
30%
10%
85%
With Premium Lock
35%
11%
90%
Impact
+5% points
+1% points
+5% points
Adoption
Premium Lock helps producers add 30% more revenue via higher lead conversion rates, commission rates, and retention.
Lead Conversion Rate
Commission Rate
Retention Rate
Without Premium Lock
30%
10%
85%
With Premium Lock
35%
11%
90%
Impact
+5% points
+1% points
+5% points
Adoption
Premium Lock helps producers add 30% more revenue via higher lead conversion rates, commission rates, and retention.
Lead Conversion Rate
Commission Rate
Retention Rate
Without Premium Lock
30%
10%
85%
With Premium Lock
35%
11%
90%
Impact
+5% points
+1% points
+5% points
You can count on us.
Behind Premium Lock is a team of insurance experts from top institutions you can trust.
Join independent agents in 20+ US states successfully selling Premium Lock (available in all 50 states)
You can count on us.
Behind Premium Lock is a team of insurance experts from top institutions you can trust.
Join independent agents in 20+ US states successfully selling Premium Lock (available in all 50 states)
You can count on us.
Behind Premium Lock is a team of insurance experts from top institutions you can trust.
Join independent agents in 20+ US states successfully selling Premium Lock (available in all 50 states)
Still have questions?
Read our FAQ
How does Premium Lock work?
Premium Lock™ is the best way to get your client's home insurance premiums to behave for the long term. Your client can buy Premium Lock™ directly on our website (click 'Get a Quote') or from you as their independent insurance agent. To get a quote, you enter their address and answers a few questions about their current insurance policy. Based on this information, we use our predictive model to forecast how much their home insurance premiums are likely to grow over the next 3 years. We guarantee the accuracy of this prediction. If their carrier ends up raising their rates beyond our prediction, we'll pay them back for the difference. By guaranteeing our predictions, their existing one-year insurance policy starts to act more like a 3-year policy. They continue to pay their carrier as usual—Premium Lock™ reimbursements are paid directly to their personal bank account when triggered.
Why do my clients need this?
American real estate owners have seen property insurance premiums grow dramatically over the last few years. Some have seen premiums double or triple since 2020. This is an affordability headwind for homeowners, and a predictability issue for commercial real estate. We see multi-year insurance as the solution, allowing your client to understand exactly what their insurance premiums will be for years into the future. But rather than replacing their insurance company entirely, Eventual's Premium Lock™ simply bolts onto their existing policy—no need to swap carriers, agents or brokers. Predictability and affordability is the answer, and Premium Lock™ offers exactly that.
Who is this available for?
Premium Lock™ is currently available to US homeowners insured with standard, admitted-lines homeowners insurance. Excess and surplus lines are currently not eligible for homeowners clients, but may be acceptable for certain landlord policies. Premium Lock™ is also available for US commercial property insurance policies and master programs. Given the complexity of these policies, please email us or book a demo at the links on this page to go through your client's exposure in more detail. We can assemble a quote quickly using their (i) declarations pages, (ii) statements of values and (iii) any other relevant docs, including your client's latest received insurance proposal.
Can my client change my policy terms?
Certain terms of your client's existing insurance policy directly impact the price of that policy. For this reason Eventual sets guidelines for eligible changes to a customer's underlying insurance policy. For example, your client can change carriers, but cannot manually increase the property insurance limit or decrease the deductible. Fortunately, most clients set the terms of their insurance policies and leave them unchanged for years.
How is the payout recieved?
Your client is eligible for a payout if their renewal premiums exceed our prediction. If your client is eligible, we'll email them directly to confirm their preferred reimbursement method. Funds are transferred via ACH directly to their bank account.
Still have questions?
Read our FAQ
How does Premium Lock work?
Premium Lock™ is the best way to get your client's home insurance premiums to behave for the long term. Your client can buy Premium Lock™ directly on our website (click 'Get a Quote') or from you as their independent insurance agent. To get a quote, you enter their address and answers a few questions about their current insurance policy. Based on this information, we use our predictive model to forecast how much their home insurance premiums are likely to grow over the next 3 years. We guarantee the accuracy of this prediction. If their carrier ends up raising their rates beyond our prediction, we'll pay them back for the difference. By guaranteeing our predictions, their existing one-year insurance policy starts to act more like a 3-year policy. They continue to pay their carrier as usual—Premium Lock™ reimbursements are paid directly to their personal bank account when triggered.
Why do my clients need this?
American real estate owners have seen property insurance premiums grow dramatically over the last few years. Some have seen premiums double or triple since 2020. This is an affordability headwind for homeowners, and a predictability issue for commercial real estate. We see multi-year insurance as the solution, allowing your client to understand exactly what their insurance premiums will be for years into the future. But rather than replacing their insurance company entirely, Eventual's Premium Lock™ simply bolts onto their existing policy—no need to swap carriers, agents or brokers. Predictability and affordability is the answer, and Premium Lock™ offers exactly that.
Who is this available for?
Premium Lock™ is currently available to US homeowners insured with standard, admitted-lines homeowners insurance. Excess and surplus lines are currently not eligible for homeowners clients, but may be acceptable for certain landlord policies. Premium Lock™ is also available for US commercial property insurance policies and master programs. Given the complexity of these policies, please email us or book a demo at the links on this page to go through your client's exposure in more detail. We can assemble a quote quickly using their (i) declarations pages, (ii) statements of values and (iii) any other relevant docs, including your client's latest received insurance proposal.
Can my client change my policy terms?
Certain terms of your client's existing insurance policy directly impact the price of that policy. For this reason Eventual sets guidelines for eligible changes to a customer's underlying insurance policy. For example, your client can change carriers, but cannot manually increase the property insurance limit or decrease the deductible. Fortunately, most clients set the terms of their insurance policies and leave them unchanged for years.
How is the payout recieved?
Your client is eligible for a payout if their renewal premiums exceed our prediction. If your client is eligible, we'll email them directly to confirm their preferred reimbursement method. Funds are transferred via ACH directly to their bank account.
Still have questions?
Read our FAQ
How does Premium Lock work?
Premium Lock™ is the best way to get your client's home insurance premiums to behave for the long term. Your client can buy Premium Lock™ directly on our website (click 'Get a Quote') or from you as their independent insurance agent. To get a quote, you enter their address and answers a few questions about their current insurance policy. Based on this information, we use our predictive model to forecast how much their home insurance premiums are likely to grow over the next 3 years. We guarantee the accuracy of this prediction. If their carrier ends up raising their rates beyond our prediction, we'll pay them back for the difference. By guaranteeing our predictions, their existing one-year insurance policy starts to act more like a 3-year policy. They continue to pay their carrier as usual—Premium Lock™ reimbursements are paid directly to their personal bank account when triggered.
Why do my clients need this?
American real estate owners have seen property insurance premiums grow dramatically over the last few years. Some have seen premiums double or triple since 2020. This is an affordability headwind for homeowners, and a predictability issue for commercial real estate. We see multi-year insurance as the solution, allowing your client to understand exactly what their insurance premiums will be for years into the future. But rather than replacing their insurance company entirely, Eventual's Premium Lock™ simply bolts onto their existing policy—no need to swap carriers, agents or brokers. Predictability and affordability is the answer, and Premium Lock™ offers exactly that.
Who is this available for?
Premium Lock™ is currently available to US homeowners insured with standard, admitted-lines homeowners insurance. Excess and surplus lines are currently not eligible for homeowners clients, but may be acceptable for certain landlord policies. Premium Lock™ is also available for US commercial property insurance policies and master programs. Given the complexity of these policies, please email us or book a demo at the links on this page to go through your client's exposure in more detail. We can assemble a quote quickly using their (i) declarations pages, (ii) statements of values and (iii) any other relevant docs, including your client's latest received insurance proposal.
Can my client change my policy terms?
Certain terms of your client's existing insurance policy directly impact the price of that policy. For this reason Eventual sets guidelines for eligible changes to a customer's underlying insurance policy. For example, your client can change carriers, but cannot manually increase the property insurance limit or decrease the deductible. Fortunately, most clients set the terms of their insurance policies and leave them unchanged for years.
How is the payout recieved?
Your client is eligible for a payout if their renewal premiums exceed our prediction. If your client is eligible, we'll email them directly to confirm their preferred reimbursement method. Funds are transferred via ACH directly to their bank account.
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