Insurance On The Rise?
Add Premium Lock Now.

Premium Lock starts at $7 per month and guarantees predictable homeowners insurance premiums for 3 years, with any carrier and agent.

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Home insurance rates aregrowing faster than ever.

Ashfina
+75%

I have the bare minimum coverage and my carrier still raised my homeowners premiums 75% over the last few years.

Ashfina

Atlanta, GA

Jeff
+92%

This year I'm paying $2,500 for home insurance. Two years ago it was only $1,300.

Jeff

Grand Rapids, MI

Shana
+100%

My premiums have doubled over the last few years.

Shana

Dallas, TX

Premium Lock Guarantees Your Current Home Insurance Doesn't Get Too Expensive
Quote
Add Premium Lock to your existing property insurance online and in just a few clicks.
Predict
We'll predict how fast your insurance premiums are likely top grow over the next 3 years. We guarantee the accuracy of this prediction.
Connect
We'll automatically connect to your carrier and keep track of your annual renewals.
Reimburse
If your insurance carrier charges you more than our prediction, we'll pay you back for the difference.

Frequently Asked Questions

What Our Community Says

Premium Lock gives me confidence that my homeowners insurance will remain affordable for the long-term.

John
New York, NY

I'm seeing news about 30, 40% insurance rate increases, so Premium Lock seemed like an obvious choice for my home.

Habib
Nashville, TN

Premium Lock was a no-brainer after my neighbors mentioned their insurance rates shot up last month. I'm protected for years to come.

Amy
Fernandina Beach, FL

Online process was straightforward. I now have peace of mind anytime I think about my home insurance premiums.

Joan
Honolulu, HI

I wanted protection against my carrier unexpectedly raising my rates. Premium Lock was the solution.

Yoon
New Haven, CT

Premium Lock gives me confidence that my homeowners insurance will remain affordable for the long-term.

John
New York, NY

I'm seeing news about 30, 40% insurance rate increases, so Premium Lock seemed like an obvious choice for my home.

Habib
Nashville, TN

Premium Lock was a no-brainer after my neighbors mentioned their insurance rates shot up last month. I'm protected for years to come.

Amy
Fernandina Beach, FL

Online process was straightforward. I now have peace of mind anytime I think about my home insurance premiums.

Joan
Honolulu, HI

I wanted protection against my carrier unexpectedly raising my rates. Premium Lock was the solution.

Yoon
New Haven, CT

Predictable home insurance renewals are just one click away.